Title insurance is a form of indemnity insurance that protects the holder from financial loss sustained from defects in a title to a property. The most common type of title insurance is lender's title insurance, in which the borrower purchases coverage only to protect the lender. Owner's title insurance is often paid for by the seller to protect the buyer's equity in the property and is available separately. 

 1. Review the status of the title in the title commitment, resolve any exceptions to the title, and review the purchase agreement to identify any requirements in it in order to ensure compliance with them

 2. Verify the payment of existing loans secured by the real estate and verify the amount of and then calculate the prorating of special assessments and taxes on the property 

3. Obtain an updated title insurance commitment to the date of closing, prepare the required checks, deeds, affidavits, and obtain any authorization letters needed 

4. Establish a time and place for the closing, conduct the closing, and ensure that all parties properly execute all appropriate documents and meet all commitments;

5. Collect and disburse funds for the parties, hold funds in escrow pending satisfaction of certain commitments;

 6. Record the appropriate documents as required under law

 7. Provide real estate abstracting services: conduct title search and prepare abstract of title. 

Our knowledgeable staff is here to help you every step of the way.